COVID-19: Extension of Timeframes for Employee Benefit Plan Participants

On May 4, 2020, the U.S. Department of Labor (“DOL”) and the Internal Revenue Service (“IRS”) (collectively, “the Agencies”), published a Rule that extended certain deadlines for participants who are enrolled in employee benefit plans and may also be affected by the COVID-19 outbreak. The Agencies implemented this Rule to minimize the number of participants who may lose coverage due to an inability to meet the deadlines established by the Employee Retirement Income Security Act of 1974, as amended (ERISA).

Under the Rule, participants will be permitted additional time to:

More specifically, group health plans must disregard the “Outbreak Period” when calculating the above deadlines. The Outbreak Period will be retroactive, beginning on March 1, 2020 and ending sixty (60) days after the end of the National Emergency (or such other date announced by the Agencies). Because the National Emergency does not yet have a definitive end date, Delta Health Systems is unable to advise participants regarding the exact extensions for the above deadlines. We will, however, continue to monitor updates and guidance from the federal government in order to assist our health plan clients in complying with the Rule.

For more information , please see the DOL’s COVID-19 FAQs for Participants and Beneficiaries.